Domestic violence was a part of my family's life for years. When I made the decision to leave with my children, I had to rely on the law to provide the protection we needed. Sometimes, the system does not work as fast as we want. I soon learned that going at it alone without any guidance caused significant delays. I created this blog to help others who are seeking legal means to deal with an abusive ex. By making the right moves, it is possible to get the necessary protections in place so that you can also live a happier and healthier life.
Out of nowhere you are struck by another driver on the roadway. You may know right off that this was not your fault, but after just one conversation with the insurance company, there is a good chance your head is spinning. The claims process after an auto accident can be exhausting. As if that was not bad enough, once your initial claim is filed the insurance company will try to ward you off with a whole slew of investigators from a damage assessment expert to a so-called claim evaluator.
After you are in a car accident, first things first, hire a good car accident lawyer to represent you. There is no doubt that the investigative process will make you feel like a criminal even when you have done nothing wrong. Here are a few of the most common questions concerning the car insurance claim investigation process.
Why should there be an investigation when you filed a police report?
The police report puts the accident on official record. It states that an accident did occur, and the general gist of what caused the accident or how it happened. However, the insurance company will try to dig until they get every last detail of what happened, who was at fault, and what damage was a result. This is to get a comprehensive look at all of the information. Though you should not feel like you are under fire, the magnification of every last detail can make you feel like you are getting blamed, and in some cases, you probably are.
Should you be concerned if the insurance company asks for the names of any witnesses to the accident?
It is pretty common for an insurance investigator to want to bring in statements from third-party individuals or witnesses. This could be passengers in either vehicle, bystanders on the street, or even people who were only inadvertently involved, such as relatives or your employer. Make sure you talk to your lawyer when the insurance company asks for witness contact information.
Will the damage assessment expert ask questions about the accident?
The damage assessment expert is designated to your claim by the insurance company to professionally observe the damage done to your vehicle. This is similar to a claims adjuster, but this person will be on a mission to prove that what you say about the accident is true or false. Therefore, there is a good chance they will ask questions during the evaluation if you are present. This may even include asking for yet another detailed account of what happened during the accident.
The most important thing to remember after you have been in a car accident is the insurance company will most likely do their best to prevent having to pay you more than they deem necessary. Be sure to even your chances of being treated fairly by consulting with a car accident lawyer like David H Harris Jr, Attorney at every level of the claim.