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The ABCs of Dealing With Domestic Violence

Domestic violence was a part of my family's life for years. When I made the decision to leave with my children, I had to rely on the law to provide the protection we needed. Sometimes, the system does not work as fast as we want. I soon learned that going at it alone without any guidance caused significant delays. I created this blog to help others who are seeking legal means to deal with an abusive ex. By making the right moves, it is possible to get the necessary protections in place so that you can also live a happier and healthier life.

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The ABCs of Dealing With Domestic Violence

Pain In The Wallet: Understanding The Financial Side Of Car Accidents

by Gina Hill

As if your physical injuries from a car accident was not enough, you may also experience some financial issues sooner or later. Two major opportunities for compensation exist after an accident, and taking action quickly is never more important. Read on for a better understanding of the importance of being proactive and getting these two monetary forms of damage paid to you for an accident that was not your fault.  

Medical Expenses

Insurance is supposed to cover you when you get in an accident, and most people just assume that whatever treatment or services they need will be paid. Unfortunately, that may not always be the case. Medical costs are high and show no signs of slowing their rise, so even a minor accident with injuries can incur exorbitant bills. You can only imagine what might happen if you get stuck with even a few of those costs; it can really be a budget-buster.

Many people don't realize that all insurance policies have limits on what they will pay for certain things. If you had to have air transportation, for example, the insurance company could very well balk at paying the $50,000 that it might cost. If you needed transport from the accident scene to a trauma center, then you were probably in no condition to question it, but having to pay the bills could cause financial ruin. Taking legal action against the other driver's insurance to force payment may be the only way to ensure that you don't have to experience a negative financial situation through no fault of your own.

Lost Wages

It's a fact of life that if you are not working at your job, then you are not getting paid. If you and your family depend on you going to work, you might find yourself in a budgetary crisis after a wreck. No matter how minor or major the accident might have been, you will probably miss work, and you are entitled to be reimbursed for that loss of income. Most insurance policies won't cover this important monetary damage, so further action may be needed.

Be sure to keep up with all missed work, including any time attending to any medical issues, hospitalizations, picking up medications from the drugstore and physical therapy sessions. You are also entitled to a mileage reimbursement and the cost of public transportation to and from those medical treatment events. Don't settle for the partial payment that an insurance carrier might offer; speak to an auto accident lawyer to learn how much more you can get in money damages for your accident.

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