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The ABCs of Dealing With Domestic Violence

Domestic violence was a part of my family's life for years. When I made the decision to leave with my children, I had to rely on the law to provide the protection we needed. Sometimes, the system does not work as fast as we want. I soon learned that going at it alone without any guidance caused significant delays. I created this blog to help others who are seeking legal means to deal with an abusive ex. By making the right moves, it is possible to get the necessary protections in place so that you can also live a happier and healthier life.

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The ABCs of Dealing With Domestic Violence

Working For Cash? You Are Risking Your Livelihood

by Gina Hill

Getting paid "under the table," where your employer pays you in cash, may be a tempting offer, but it's definitely not a good idea and could come back to haunt you. Here's four reasons to never accept this situation.

Paying Cash Is Usually Illegal

Unless a record is kept by your employer of your wages paid in cash and you report those earnings to the Internal Revenue Service, you will both be guilty of tax fraud. Getting into trouble with the IRS just to save a few bucks is not a position either of you want to find yourself in.

In reality, it also won't net more money in either pocket in the long run. The employer is unable to take certain tax breaks afforded to business owners, and the employee isn't creating a work history where his experience can lead to more pay. Most importantly, if either one of you are caught, you will be hit with fines and back interest as well as possible prosecution.

Getting Paid In Cash Is Detrimental To Your Future Earnings

In addition to not being able to put the cash job on your resume, you're not contributing any money to your Social Security account. When it comes time to retire, your estimated earnings will be far less than what they really were. As your Social Security benefit amount is determined by your overall earnings, you may find yourself with a mere pittance. If you suddenly become disabled, you may not qualify for Social Security disability benefits at all as the agency uses a complicated formula to determine eligibility. You can fight this, but it will require the assistance of an attorney.

Getting Paid In Cash Will Affect Workers' Compensation Benefits

Part of being an employer is paying in payroll taxes as well as other fees, such as premiums into the workers' compensation system. If you get injured on the job and can't work, you won't have a safety net. You will either have to lose the wages and incur the medical bills, or you will have to hire a workers' compensation attorney to fight for your rights for you.

In order to do so, though, the IRS will become aware of both you and your employer having committed tax fraud if the income and payments weren't reported. If you have reported your income and paid taxes on it, you won't have to worry about the legalities, but your employer will, and there may be nothing to collect, which means your attorney will need to sue for personal injury.

Getting Paid In Cash Means No Unemployment

Should your boss lay you off, you won't be able to file for unemployment to carry you through until you get a new job. Unemployment eligibility in most states is based on how many quarters you worked in the past 12 months.

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