Domestic violence was a part of my family's life for years. When I made the decision to leave with my children, I had to rely on the law to provide the protection we needed. Sometimes, the system does not work as fast as we want. I soon learned that going at it alone without any guidance caused significant delays. I created this blog to help others who are seeking legal means to deal with an abusive ex. By making the right moves, it is possible to get the necessary protections in place so that you can also live a happier and healthier life.
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Being injured in a work-related incident can mean eligibility for valuable benefits, such as payment for your medical care and coverage of a portion of your regular wages while you seek medical treatment and recuperate. The question of workers' compensation coverage may come into play, however, when your accident occurs under less common circumstances and locations. Read on to learn more about what you can expect if you find yourself the victim of one of these uncommon situations for work-related injuries.
You May Not Be Covered
1. Accidents that occur during your meal break may or may not be covered, depending on the specific circumstances. For example, if your lunch break includes running work-related errands that were specifically assigned by a supervisor, you may be covered for any accidents that could occur during this time. You will likely not be covered, however, if you slip and fall in the work cafeteria while eating a meal. Generally, unless you are operating a company vehicle or fetching a supervisor's lunch, you won't be eligible for workers' comp insurance for accidents concurring during your meal breaks.
2. On a related note, your commute to and from work is not covered unless you are using a company-provided car or truck.
3. If your injury is easily remedied with the contents of most basic first-aid kits, you won't be covered. It should be noted, however, that even minor injuries can sometimes progress to more serious conditions. For example, a paper cut that is initially treated with some antibiotic ointment and a bandage could later become infected and require far more medical care. The resulting medical problems are likely covered by workers' comp.
4. If you are injured and blood or urine tests at the hospital confirms the presence of non-prescription drugs or alcohol in your system, you are probably not going to be covered by workers' comp insurance.
You May be Covered
1. The accident does not necessarily have to occur during regular work hours to be covered. Any company-sponsored event where your attendance is expected can provide you with coverage. For example, a holiday party where performance awards or bonus' are given out will likely fall into a covered situation.
2. If you travel for your job, you will have workers' comp coverage from the moment you leave your home until you return to it. On a related point, you are also covered for travel to off-site work events that are a requirement of your job, such as a training session.
3. Surprisingly, you may be covered for accidents that occur due to your disregard for work-place rules. Whether you accidentally broke the rule and ended up injuring yourself, or you did it knowingly, you will likely be covered. Of course, breaking work rules could result in a loss of employment.
The gray areas above may result in an injury that is more challenging to prove, so be sure to consult with a workers' comp attorney for help and guidance to get the compensation that you need. Click here to continue reading more about workers compensation lawyers.
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